A.I. Insurance Exchange
Connecting Buyers and Sellers
via Artificial Intelligence

Submit new business requests
using our online forms:

Get Quotes from Insurance Providers
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Insurance Exchange

The Harbor.ai Insurance Exchange brings together buyers and sellers in insurance transactions.
The Exchange brings together multiple industry segments including agents and brokers, wholesalers, and carriers.
Harbor.ai's Artificial Intelligence (A.I.) technology streamlines transactions across these segments, optimizing business processes.
The Exchange helps to match participants with good policy choices for Buyers and good dealflow for Sellers matching the sellers appetite.
Harbor.ai utilizes its proprietary technology which streamlines the purchasing process through agnostic deployment, smart applications, streamlined distribution and robust workflow management. These components come together to make a flexible insurance exchange with expense and underwriting efficiency at the forefront. Our AI assistant utilizes the data provided and experience from prior deals to move new deals through the lifecycle.

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The Harbor.ai technology utilizes Artificial Intelligence, including Machine Learning, to streaming insurance processes.
This includes efficiently collecting underwriting information, policy recommendations, and insurance policy portfolio management.

Harbor.ai Portal Features

Exchange participants utilize our Portal

Interact with our A.I. Assistant

Interact with our A.I. Assistant to assist at all steps of the insurance process.

Collaborate across your organization

Use our collaborative tools to interact with your team members on transactions

Manage incoming opportunities and leads

Receive notifications of new opportunities in realtime and immediately respond.

Generate documents for compliance

Generate the requisite documents for all transactions, including meeting compliance requirements.

Automate Cross-Selling Policies

Our A.I. assistant will recommend related policy options.

Access via Desktop or Mobile App

Use our Web Application or use our Mobile App on the Go.

Schedule an Appointment Online

Interested in looking to roll over a book of business to a different broker? Or just want an overall review of your book to see where Harbor.ai can help?

Click on the button on the left to schedule a meeting with our CEO, Paul Gaglioti, to explore the opportunities where we can work together!

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Wholesale Insurance Broker

As wholesale insurance brokers, we provide our Insurance Carrier partners the opportunity to bring innovative policy options to our network of agents and brokers.
By using our artificial intelligence driven processes, we make transactions more efficient for all participants.
Our technology provides marketing support to our agent and broker network for insurance products to drive new business and cross-sell products to policy holders.

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Agents & Retail Brokers

We are wholesale insurance brokers who understand the needs of retail agents and brokers. Utilizing Global Access, Proprietary Products as well as curated markets, Harbor.ai provides their retail agents and brokers the solutions they need.
Harbor.ai provides an attractive commission structure to help incentivize our network to the utmost.

Insurance Carrier Partners:
Distribute your products & Find your markets
via Artificial Intelligence.

Carrier Partners

The Harbor.ai team prides itself on the right carrier relationships that enable agents and brokers to source the right options for the unique needs of their clients.

Unlike many other wholesale brokers Harbor.ai does not endeavor to provide “every market” without actually utilizing them all. Instead we work with our carrier partners to develop, implement and manage state of the art insurance programs.

Design Tool for A.I. Workflows:
UI of Design Tool
Chat and Form Interfaces for Distribution:
Chat and Form Interfaces
Member Portal, Collaboration Screen:
Web screen of Member Portal
A.I. Workflows

Our A.I. technology automates business processes.

Innovative Distribution

We distribute products using our A.I. technology to drive new business.

Innovative Products

We partner with carriers to create innovative policy options and bring them to market.

Cross Selling

Our A.I. technology understands the needs of policy holders and can cross-sell recommended products.


By understanding our carriers appetite, we drive desired business.


Our A.I. Assistant assists collecting underwriting data and follows up with insured to tracks answers to underwriting questions.


We integrate with your internal APIs to quote, bind, and manage business.


We generate required compliance documentation and file automatically.

Real-Time Data Streams

Our A.I. technology can consume and process real-time data streams, including from Internet-of-Things sources, to augment marketing analytics and underwriting criteria.

Join our exchange as a supplier:

Become a Carrier Partner
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Specialty Solutions

Harbor.ai partners with our retail brokers and insurance carriers to provide unique solutions to the constantly evolving needs of insureds. Our proprietary platform allows for more options in the shortest period of time increasing revenue for both agents/brokers and carriers. Harbor.ai and its exclusive partnership with Lloyd’s brokers allows for bespoke policy language and forms for the most complicated risks.

Harbor.ai Team

Harbor.ai is led by a team of insurance visionaries and technological innovators based out of New York, NY. With the right combination of professional experience and creative, ground-breaking outlook, Harbor.ai is poised to streamline the insurance process for clients across all industries.

harbor team

Request a demonstration of the
Harbor.ai Technology Platform,
Exchange, and Member Portal:

Request a Demo

Contact Us

We are located at

90 Broad Street, 3rd Floor
New York, NY 10004